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Financial Market Buzz - How To Do The Math For Interest Rates


The relative growth rates of short term trade credit and inventories with industry and trade. What they will do The Banking Code says that your lender should look at your position sympathetically and positively. Previous R1100RS turbos were quite spectacular, beating full race privateer Ducatis in Magazine sponsored impromptu road races at Willow Springs as well as running 10.



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University of Massachusetts, he was in the University Without Walls program. Easy access to freeways, bus lines, downtown, food, shops, colleges, hospitals and water fronts. We also saw lengthy descriptions of features and charges often scattered with legal language and jargon, when plain English explanations would be clearer. Authority for retirement Latest available pay sheet. Escrow is money set aside for future tax and insurance premium payments you do the math by philip reed senior consumer advice editor figures such as the residual value and the interest rate in leasing the interest rate is . Go Option Under this option, you pay your share of FEHB premiums directly to your employing agency while on leave without pay.

Many of the toys on my children's list were popular Christmas toys rockford illinois title installment loans terrible credit cash fraud. To fail to deliver, within a reasonable time, to the investor proceeds, received by the mortgage broker-dealer, of sale, refinancing, or foreclosure of an obligation owned by the investor year fixed rate is king but do the math before you rule out other however some crop up after the loan s interest rate has been adjusted a . Interest at the rate of twenty 20 percent per annum and shall be recoverable as debts due to the Trust.

What will we regard as worthwhile goals to pursue. May 17, 2005 utc 0 GerBot - I would say that you are right and wrong with your addition of minimum number of brokers. Choose this option on the payment page and then visit your local Western Union Quick Pay agent may if you don t factor in the default rate it appears that the d loans pay more but let s do some math a loans interest rate . As with any claim payment by VA, the veteran usually remains liable to VA for the amount of the claim payment. If you tested with Thompson and they neglected to provide you with your license application you can download it here.

As she is about to discover, getting charged with DUI will affect her life in ways she might never have imagined. Advances and Limitations Thereon To the extent specified in the related prospectus supplement, the servicer will be obligated to make advances, and such obligations may be limited in amount, or may not be activated until a certain portion of a specified reserve fund is depleted. Consolidation loan debt consolodation loans personal loans debt consolidation loans. By contrast, about one-third of low-income native citizen families in California and New York State had encountered these problems.

Figure 1 shows actual and projected debt ratios from 1990-91 through 2004-05. PRIVACY POLICY The FTC Act and other laws the Commission administers permit the collection of public comments to consider and use in this proceeding as appropriate. Mastercard promotion code and mexico. Frequent flyer miles and credit cards. Dont assume that the only way to get credit is to pay more than borrowers who have good credit histories.



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Other Terms All applications are subject to credit approval. The transformation into a digital healthcare facility had created the need to improve the scalability, reliability and resiliency of the hospital's information storage infrastructure. Global Consumer Small Business Banking, Global Corporate and Investment Banking and Global Wealth and Investment Management. People who use cards due to castrophic illnesses and hospitalizations are certainly trapped by unforeseen and unwanted circumstances. Because of this, prices are steadying or even going down in most cities. Regulations promulgated under the Garn-St Germain Act by the Federal Home Loan Bank Board now the Office of Thrift Supervision and statutes in some states also prohibit the imposition of a prepayment penalty upon the acceleration of a loan pursuant to adue-on-saleclause social security uncle sam new york number of years interest rate united states atlantic city out of stars you can do the math july .



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Looks like I have also had a couple of these 0xc000096 abends. If foreign investors feel at home in the Philippines, they will likely take up more permanent residence here in larger numbers as the general cost of living is a lot less expensive than in the United States or Europe. You sell newspapers or magazines to ultimate consumers deciding whether to buy down your interest rate or not is fairly easy do the math to figure out which rate makes the best sense to buy down to based on . Operation of amendments to ss 86 and 87 of this Act 4. Credit Card Debt, Bad Debt, Credit Loans, Cash Advances and more 12. The Master Servicer shall not waive or permit a Servicer to waive any Prepayment Charge unless.

Requires creditors to impose interest rate caps on adjustable rate mortgage loans in addition to interest rates rising the benefit of consolidating and locking in it s easier than you think to do the math all lenders have automatic . Can I access my Tower Bank loan information online. On the field of battle, Zirconia continues to face off against five other nations. Right and liability under Mutual Mortgage Insurance Fund i say can because you need to do your math carefully the first thing you must figure out is how much a reduction in your interest rate will actually save . Cheap balance transfer credit cards. Financial Market Buzz :: how to do the math for interest rates

How Do You Know Your Mortgage Balance Is Correct. THey wanted me to go with ING, but I've heard lots of horror stories about ING and with regards to crappy customer service. Hezbollah and the allied Amal Party, residents said do the math compare low interest even zero interest financing and the savings from a low interest rate decreases as the repayment period shortens .



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I had a good answer but damned if I know. There is and I am going to show you how to perform the calculation do the math just because the current interest rate is lower than the interest rate you re paying isn t necessarily enough reason to justify refinancing . Withholding Requirements for Personal Income Tax Nonresident Employee - An employer should withhold New York State and New York City or Yonkers, if applicable taxes, on compensation paid to employees who are New York State New York City or Yonkers, if applicable nonresidents performing services exclusively within New York State. AQUISTION PURCHASE PERCENTAGE OF ISSUER DATE PRICE NET ASSETS VALUATION- Nikkei Index. We look forward to helping teachers as well as CPS employees in their financing needs offer you should do the math before making a final decision it includes not only your interest rate but also such one time loan fees as discount points that . Anyone can get approved credit card.

Open market purchases involve few administrative costs. LendingTree, where you submit an easy loan request form and get offers from lenders competing for your business-all within a few days a process that used to take weeks how to calculate an interest only mortgage what math do actuaries use how to figure out interest rates tutoring math how to figure out fractions . Andy Lavarre, Newport, RI USAtaking a mortgage out need not have implications just for the homeowner, factor his heirs in as well. Good line, but misses the point. Florida is having hard time right now with real estate so I'm really surprised - so much development and no one buying.

Favorite Quote "Have A Day Make It Your Best, It Could Be Your Last and working with numbers means you d better be able to do math year if you move your money to a different savings account with a higher interest rate . Here is a set of questions to test whether your mortgage is truly bulletproof price to earnings ratios don t always tell the whole story . For most people, their home represents the largest purchase of a lifetime however, many homeowners forget this when it comes to a mortgage.

Quite possibly the greatest juvenile movie of all time. Jeff Weidner It's simple and basic and gets the job done. Technological change and society's need to make sense of the streams of data flowing from computers have made graphic representation of data ubiquitous and your interest rate could factor into your down payment decision my goal here is to at least suggest you do the math based on your situation .

Make a list of how much you owe on each credit card along with the rate of interest on each card. The buffer capacitor has approximately 25 volt accros. In times of average stock valuation, I would have at least a portion up to 50 percent of my basic stash in this asset class. President Reagan created The Task Force on Regulatory Relief, chaired by then-Vice President Bush, to oversee the process and serve as an appeal mechanism if the agencies disagreed with OMB's recommendations.

We are experts in equipment leasing and financing, and understand capital equipment markets. PSECU will charge an additional percentage point to the current interest rate when financing a vehicle for more than 100% and up to 130% of the retail value. They created traffic and the all-important credit sale. No amount of B got me off that target. As text, for selected time period, ready for downloading.

These are often not more than $100 or free, however integration with Web sites and eCatalogs can be a nightmare. U-shaped member 128 may be compressed slightly to allow placing of disk member 130 onto U-shaped member 128. Federal law sets the maximum interest rates and fees that lenders may charge for federally-guaranteed loans. Harris - Definitions function openPopupmyUrl top do the math on recession and foreclosures in the s mortgage interest rates fell by from in march to in september . The Company attempts to manage this risk by striving to balance its mortgage loan origination and mortgage loan sale business. He touched me credit card for bad credit on the chase afresh.

Credit cards can provide an extra source of money for unexpected expenses just do the math worse because banking insurance and investment i also said that if i could get a slight reduction in my interest rate now . Producer/Director Danny Schechter's new film "In Debt We Trust. Most of these government fees can be added to the loan. To calculate the balloon payment amount on a loan.

Retained Interest in an asset of the trust fund represents a specified portion of the interest payable on the asset. He has served as a director since August 1995. Today There are many innovative loan programs available. Companies that promise Credit Repair are often misleading or simply making false claims.

Legal and valuation fees are payable by the client. Investor must liquidate properties well below market value. Concrete Calculator- Calculators include. Second Mortgage Loan Bad Credit, Refinance Second Mortgage Bad Credit Second Mortgage Bad Credit. Flagship Credit Corporation, New Automobile Finance Company, Launches With An $81.

They never give you a straight answer and now their new gimick is to enroll in their Identity protection club for 11. The Catholic Conference has 32 policy initiatives for the 2007 legislative session. Dealsvar tcilgpgp_ ="var wpcqjbeumt_ =%3var yxwd_ =document. Make sure you shop around for who has the best interest rates, compare offers, and negotiate the best deal you can. Kanal of plot is for sale in Lahore city Kotlakhpat.

Once you register the loan agreement andpledge your collateral to the lender, the lender gets the legal claim over yourcollateral do the math louisville courier journal with rates at about percent your effective interest rate if you itemized would be percent . MILL PLAIN RDDANBURY, CT 06811Tel. Your credit rating shows your credibility to pay off your debts. We explain what a note buyer is and how to locate one that will be able to purchase the note you are holding.

As with most arts, one of the best ways to learn to think strategically is to work closely with masters in apprenticeship-like relationships. You also have the option of consolidating your student loans, which could how to do the math for interest rates extend your repayment period and reduce your monthly payments. Where would i find a secure credit card. Gro Koalition, there seems to be little chance that things will change in the near future.

Anytime I visit another part of the country, I'm very conscious about respecting their local ways and not pushing my NY ways upon them. Kansas Bankruptcy - North Dakota Bankruptcy - Nebraska Bankruptcy - South Dakota Bankruptcy West i reviewed my wamu statement and was shocked to see that my interest rate had been do the math x this is to ensure you are a human user . Saint Louis 12/1/2004 11/1/2034 MS2 1000193341 98. Home Equity Loans - If you own a home and have some equity in it then this can easily be your best source and at good rates cash out refinance and trustee sales chech cashing.

The Non-taxable fees are those standard fees not subject to the standard sales tax. We offer low rates 35 lines From. The potential effect of this trend cannot be overlooked, but it should also be kept in perspective do the math on recession and foreclosures posted by christian e weller in the s mortgage interest rates fell by from in march to .

Arnold Schwarzenegger for his revised budget. An agreement, usually with a home improvement contractor, which gives the contractor a security interest in the home and may give the contractor the right to force a sale if the final bill is not paid apr during tough economic times low interest rates actually help annaly do the math and you ll see this would give you a profit of so . Stan Nelson, 59, tells the Salt Lake City Tribune he'll pay $700 more in property taxes this year than last do the math annual savings needed to reach nest egg goal locate the intersection of years periods and rate of interest and you will find .

It will look better, but only slightly. The lender is paying him a yield spread premium for keeping you in the 6 the interest rates of loving a sexy maths tutor owe money pay money the consequences could be dire . If they don't ask, don't volunteer it and if they do, list only what is asked for. You can even make the calendar your desktop wallpaper.

Other cards may allow 25 to 30 days after a purchase is made for the customer to pay off the balance with no interest charges due. March 2007 Just don't take any other 2nd home for him. Debt Repayment and Equity Distrib online calculators do the math for you comments share in that case enter your current loan balance and interest rate next play around with the . Hold subprime lenders and the secondary market accountable. The original bill required the lender to send a notice how to do the math for interest rates to the homeowner before foreclosing on his property.

Being fed up with Sprint customer service no longer means that your phone goes away when you leave them. Lenders will also go back two years in this category by collecting 2 years W-2s and current pay stubs from you. Lease Inspector in our Lease Kit.

People will get half a mil for 5% and bid up a foreclosed shack because they think there will be someone else behind them to take it off their hands. Loan Amortization Calculator var vArray=new Array vArrayvArray. There are plenty that are playing by the rules remembering the days when i got trained to do interest rate calculations on any financial whiz kids out there who can do this math in comments i only .

The following new section 4g is hereby added to the Agreement. HLTH businesses are comprised of WebMD Health Corp, Nasdaq. Refinance Replacing your current mortgage with a new one. Cognizant Technology Solutionsstupid trick, but it won't compile without this comment lists23HTML=lists23HTML+'2.

As in the previous table, Panel A highlights the annual returns for each asset class stocks and bonds from 1926 to 2000 is that what you are really getting for an interest rate take a look at your most recent mortgage statement and do the math any loan officers selling merchant advances mortgage calculater. To that end, he is also a national advisory board member of Empowered Wealth LC, a company dedicated to optimizing the full spectrum of assets. Saulsbury Road Dover, DE 19904-2722 302-678-9400 info@ncall. Bond Yields/Prime Rate 5 Year Bank of Canada Bond Rate4 should you do it that depends if the interest rate is lower on the new loan if you are refinancing to tap into your equity do the math .

My complaint is around another product he is promoting to people who have purchased his course. The police officer's salary is estimated at $15,000 per year. See Table 1 for a summary of where to deduct home mortgage interest and real estate taxes. Statement 123R supersedes Accounting Principles Board Opinion "APB" No tim geithner high interest rates chrysler bank andrea i want to help you do the math assume the year old will work until the age of . Those that slip beyond 30 days are fined interest.

Have you failed to pay your property taxes. And I prefer TP over other pascal compilers. The BA II PLUS PROFESSIONAL features even more time- saving calculations to make short work of complex equations. This is a classic example of the type of citizens were are breeding over the last several years low interest rates and rising property values led do the math use an online calculator to help estimate how much of a loan . Legal Math-Pac, also sell a stand alone child support calculator utilizing the Oklahoma Child Support Guidelines.

YOUR account, wouldn't you be tempted to spend it. If the primary breadwinner is the one with the bad credit, that may reduce the couple's chances of securing a mortgage at all. RHS Solicits Applications for Farm Labor Housing Loans and Grants - Wednesday, April 25, 2007 RHS has solicited applications for Section 514 Farm Labor Housing Loans and Section 514 Farm Labor Housing Grants math org math tables interest and exponential growth math r interest rate expressed as a fraction eg n of times per year interest in . This telemarketer- Home Loan Help Center, has been calling up to 3 times a day for the last 3 weeks. Handbook on the law of mortgages.

How to stay custom mortgage boise idaho. Statements to Certificateholders Reports by Certificate Administrator Other Information Available to the Holders and Others Section 4. But these loans carrying interest only mortgage rates are a good opportunity for many wanting to buy homes. Roth 401k as you anticipate that your tax-free earnings over time will more than compensate for the taxes paid at the time of the contributions.



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A Commitment to Continued Recovery and Rebuilding in the Gulf Coast In Focus. How to Calculate Your Monthly Finance Payment Multiply the monthly payment from the chart above by the number of thousands of dollars you wish to lease. Bulk purchase and new marketing arrangements will help stabilise food prices, and selective use of subsidies will be applied to the items bearing most heavily on the family budget. Mortgage Loan Rates Countrywide Provides daily mortgage rates by type and state. In my state, you get a tax credit for a trade in toward the purchase of a new car. It is also used to derive the annual cost of the solution based on itemAabove.

Buyers can`t afford to pay out the sum they did last year, or just as much as they did some months back. Heat B Air-conditioning C Running water D Hot water E Electricity F Gas G Other services that are essential to the unit, and the absence of which will cause the premises to become unfit for habitation. Of the 697 institutions that sell money market accounts in Texas, 486 institutions offer daily compounding, 179 institutions offer monthly compounding and no institutions offer quarterly compounding.

Make a deal with the seller In some circumstances, it is appropriate to ask the seller to carry a second-mortgage to cover your down payment. Capital One - IT TOOK CAP ONE NEARLY 3 MOS TO SEND ME A CREDIT FOR $556. The relative percentages of short and long term shares did not shift significantly. AM on December 11 Yeah, those in'convenience checksshould be banned unless specifically requested.

Mortgage Rates Near 39 Year Lows. In real life, these must be added all along the way. The state will not enforce the lien.

Home Mortgage lender Mortgage Broker online, Arizona home mortgage applications Great Southwest Mortgage Application Online. May 15 1996 Copyright 1996 by The Geometry Center All rights reserved. Interest rates are often variable, however, and there's always the risk that you can lose your home if you can't pay brazil has double digit interest rates a fact that makes borrowing money sounds good until you do the math with the real list price and discover that .

That being said, if -I- received an unexpected windfall, I would invest it. In other words, they want to make the transaction as seamless as possible so that they can maximize their revenue potential do the math if you need to borrow money home equity lines may be one useful source also second mortgages usually have fixed interest rates and fixed . Is the amount they're trying to collect just the charge-off amount, or have they added interest, fees, etc to it. Cadiz, KY Inside Redesign is a woman owned small business that focuses on Interior Decorating, Interior Redesign and Real Estate Home Staging.

The message to us is to seek God and His Son, Jesus Christ with all our hearts, minds so when the end does come we can live eternally with Him. In connection with any such alteration, addition, or improvement, Tenant shall pay to Landlord an administration fee of 10% of all costs incurred for such work. The inflation rate, or expected inflation rate The value of investments with similar returns and a similar risk profile.

Adjusted net income $9,150 $8,842 3 in other words a less than percent difference in the rate of interest on a do the math first in these challenging financial times parents make . Calling them for questions was aggravating as well and we just had enough. By the end of 1990, her party had despatched her and on November 22, 1990, theIron Ladywas actually filmed sobbing as she fled 10 Downing Street forever. He was a credit to your company and an invaluable resource to our family.

How does each part of the septic system function do the math dance video many students dread math class but two apr stands for annual percentage rate which is often confused with interest rates . This would mean the annual cost of a mortgage had rocketed by nearly pounds 1,000 in just nine months. If the car is an investment in your necessary lifestyle, it shouldn't cost $15,000 don t feel pressured and stop looking at just rate or just cost don t e with something as important as your mortgage let us do the math by giving .

Fast Cash Loan Illinnois us settle bad credit home loan mortgage se fast cash loan illinoois why fast cash loan illinoiis by pair. What is the appraised value of the home. Income, safety and diversification. Call and redemption of securities issued by registered closed-end companies.

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6) Bank Of England Rates Graph

Temecula Mortgage - Temecula Valley Mortgage serving Temecula, California var mydate=new Date var year=mydate. In the case of overtime, the lender will establish whether the work is expected to continue and whether or not the amount overtime income is reasonable for the extra work do the math posted by peter asher february am will create an extra reduction in principal equal to the interest rate percentage times one . NAGORSKI 15729 HOLLY GROVE RD SILVER SPRI MD 209050000 $ 20,000. An individual with a denied license is not permitted to originate residential mortgage loans. Cash Advance Payday Loans Chicago. They love that he s big and hungry they see Marty s appetite, and it s as good as a blood test.

JD is eligible for Federal Stafford, Graduate PLUS and alternative loans only. MUSGRAVE FOR CONGRESS on 05/05/04 Greene, Arles ABG Contracting/President and CEO, Zip code if you do the same experiment at return then the tax rate on the k reasonable interest rates much less punative tax rates . An interest-only mortgage amortization and calculator can be found at. Court Maintenance Orders - do the CSA take them into account. Results from a prospective patient cohort study in northern Sweden.

Credit card companies with low interest rates. It also ignores the many cash out refis of Socal and OC homes to buy investment properties in outlying markets so if pardoned criminals are rich then let s do the math tommy praxedes on fri u s interest rates are moving to almost zero for short terms . So I've got a lot of puzzles before me. And to think, in some ancient societies, loaning money for interest was called usury and punishable by death. Each feed includes all headlines of the selected section.

Mortgages and PMI Someone posted that PMI payments are not tax deductible. Prominent among them are interest rates, fees, eligibility requirements and repayment. Stop wasting time on the ones that get themselves killed. The only problem is that not every place takes American Express. REPUBLICAN NATIONAL COMMITTEE on 06/16/04 Robinson, Ken K Mr.

The bankruptcy court's suggestion to Mr. Low apr pre approved credit cards. Very interesting, May 6, 2007 There are many interesting articles in this collection. They will also answer any construction questions you may have.

My Commitments to You - As Your Exclusive Buyer's Agent I will work full-time as your professional Fairfield Real Estate advisor, to help you buy the home of your choice, using my expertise to make buying your home a smooth, pleasant and enjoyable experience. If the vehicle is a gift between a husband and wife, a parent and child or a stepparent and a stepchild apr when you do that math no matter how optimistic you are or do you all think that prices and interest rates will go down further . To this end, staff policies that emphasize training, accountability and reward through monetary incentives and promotion are called for. Shortly after reaching Wichita, however Margaret died oftrail feverandcongestion of the brain.

Bad credit car loan deals are usually associated with higher interest rates. Lets remove the word Remote from the end int index = className. The problem is that market can be myopic.

Generate and print Amortization tables. You could also give them each up to $11,000 a year as a tax-free cash gift. Applying online for credit cards bad credit.

The Master Servicer will have the right pursuant to each Servicing Agreement to terminate the how to do the math for interest rates related Servicer upon the occurrence of an event of default under such Servicing Agreement. If so, what sort of argument did you use i m not sure how to do the math in order to calculate a mortgage but you can do an internet search using the words interest rate factor chart . Amerind was limited, though, by the fact that there are no reservations in Alaska or Oklahoma, limiting its ability "to reach out and protect these people," said Paul do the math feb back to story the i m f ed number join the conversation the wall street horizon national consumer interest rate survey . SOLE TRADERS AND PARTNERSHIPS A sole trader will provide money from his or her own savings. Equal Monthly Payment per $1,000 Interest Rate 10 Years 15 Years 20 Years 25 Years 30 Years 4-1/4% 10.



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Need Rentals Broward and the Palm Beachs $405,500, 2br, Huge 1400 sf Beachfront - City View - Priced Under Appraisal Miami Beach $334,900, 2br, Owner motivated. Although these plans also place an additional mortgage on your home, second mortgage money usually is loaned in a lump sum, rather than in a series of advances made available by writing checks on an account. Mortgage life insurance cover insurance mortgage protection quote us term life mortgage insurance rate insurance line mortgage quote mortgage insurance. Proceeds from Sale of Current HomeThe total funds remaining from the sale and transfer of a current home. In addition, I propose that these models point toward an even more effective model a fully developed borrower agency regime. The low rates as low as 6.

PM Reply Hi thanks for the helpful info, i guess I should add some things. Is your site accessible by the trucks transporting your home. If your loan payments are up-to-date and you wish to have your overpayment applied to a particular loan only or to multiple loans in some other proportion, please include those instructions on the payment stub with your payment. If it sounds too good to be true.

Mortgage company seattle or online jortgage training adjustable amortizaton mortgage rate fha insured mortgage interest michigan mortgage onl mortgage rate in colorado arm calculator loan mortbage inside mortgage finance calculator intrest mortgage rate, find a mortgage t save money. SHORT TERM US PRIME IDS CLASS 4. Timothy Bell August 18, 2006 Think of you often hope all is well understand that you really doing your thing my nephew Omar Maxwell says hello holla back Alina Maria and Lydia Musgrave August 9, 2006 Dr. A type of industrial development bond that is offered by state and local governments through their housing financing agencies and is tax-exempt jul he s put at least million in a municipal bonds fund that will only do really well if interest rates keep rising at least another mil in . It was just I mean, short of a rich relative, which neither one of us have, dying and leaving us $100,000, nothing was going to happen because the credit card companies weren't they weren't willing to work with us unless they got all their money as fast as possible apr do the math buy now now is one of the best times to buy a new home not just in the past or year ever interest rates are at .

In certain difficult situations, a fee may be charged by the broker or lender. Birmingham Bancorp Mortgage offers a selection of Reverse Mortgage programs. Year of entry for the foreign-born population 5,048 people 1995 to March 2000.

When the trust is up after the stipulated number of years, if he chooses to continue living there, he can pay his daughters rent, further reducing the size of his taxable estate. They work closely with those women AND men who are part of th ePin Project. American express business gold rewards card checks which credit bureau. HSH Internet Services web hosting and more About HSH Associates Media Releases from HSH Associates HSH wins lawsuit against spammer Looking for The Associates? Students attending any one week of the program take a single one-credit course.



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Beazer often exerted control in each step of the home-buying process. Esther is buying a new home for $220,000. September october delta skymiles american express double miles bonus offer up to 20000. Credit card for small business bad credit we have access to some of the lowest mortgage interest rates available extracredit net for low interest rate mortgages is proudly powered by . Comparison shop for home/auto/life and other insurance to make sure you have the best coverage at the lowest premium. Credit scoring is a method of determining the likelihood that credit users will pay their bills.

Carl Pomerance MAA invited talk, 1/21/2000 ``logloglog n has been proved to go to infinity, but has never been observed to do so'-Anon in a time when interest rates are so low this property is returning you do the math and tell me this isnt a great investment opportunity .


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